Understand how DCA strategy impacts your investment returns.
Example: Observe how fixed periodic investing reduces timing risk by spreading purchases across market cycles.
| Year | Investment | Wealth Gained | Total Value |
|---|---|---|---|
| Year 1 | $ 12,000.00 | $ 809.33 | $ 12,809.33 |
| Year 2 | $ 24,000.00 | $ 3,243.20 | $ 27,243.20 |
| Year 3 | $ 36,000.00 | $ 7,507.65 | $ 43,507.65 |
| Year 4 | $ 48,000.00 | $ 13,834.83 | $ 61,834.83 |
| Year 5 | $ 60,000.00 | $ 22,486.37 | $ 82,486.37 |
| Year 6 | $ 72,000.00 | $ 33,757.03 | $ 105,757.03 |
| Year 7 | $ 84,000.00 | $ 47,979.00 | $ 131,979.00 |
| Year 8 | $ 96,000.00 | $ 65,526.57 | $ 161,526.57 |
| Year 9 | $ 108,000.00 | $ 86,821.51 | $ 194,821.51 |
| Year 10 | $ 120,000.00 | $ 112,339.08 | $ 232,339.08 |
Estimated Wealth
$ 120,000
$ 112,339
Example: Invest $500/mo for 20 years at 10% interest to accumulate ~$379,000